How to Buy a Repaired Write-Off Safely (WOVR Listed Vehicles)

You found a car at a bargain price, but its history shows it is a repaired write-off vehicle. While that discount is tempting, its WOVR status creates hurdles for registration, insurance, and finance. Buying one requires some additional due diligence, but is not something to shy away from if you are thorough.  This guide provides […]

How Many KMs Are Too Many for a Used Car?

This is a question faced by every buyer of a used car. The right answer depends on the car’s age, service history, and how you plan to use it. In this article, we will provide simple benchmarks that most buyers can use when assessing a used vehicle to purchase. We have also included a decision […]

Dealer Finance vs Bank Finance: Car Loan Channel Showdown

You will often hear people make blanket statements about dealership finance. The rate will be too high, or they will stiff you with fees!  All anecdotal and based on a single experience, without a direct point of comparison.  What you may not know is that it has become difficult to get a car loan directly […]

What Do You Need to Test Drive a Car at a Dealership

Car dealerships want you to test drive cars, so there are not many requirements to be able to do so. As long as you can show that you have a valid drivers license and at least some interest in buying then most will be happy to accommodate you. It is a sales tool after all! […]

How Long Will a Dealership Hold a Car with a Deposit?

When paying a holding deposit to a dealership there is a informal agreement that the car will be reserved for you until further notice.  It is not a legal obligation and it is implied that both parties act in good faith.  But how long is this expectation reasonable if you have not come back to […]

Can You Negotiate Used Car Prices at a Dealership?

When buying a used car you’ll likely know that there is going to be some room for negotiation in the price.  The real question is how you position your ask, and why a dealership would give it to you. Are you asking for a discount just because?  What happens if they just say no?  In […]

Can I Get a Car Loan at a Dealership with Bad Credit?

When applying for finance through a dealership your application will usually be referred to a lender via a finance broker or business manager.  The broker will have access to a large number of lenders, including some that will specialise in bad credit car loans.  So yes, it is possible to get a loan through a […]

What Do You Need to Get a Car Loan from a Dealership

If you are shopping for the vehicle before organising your finance then you may be able to complete this last step at the dealership.  But do you need to bring a folder full of documents to apply for your car loan?  These days, the majority of what you need can be sourced and submitted online! […]

23 Questions to Ask When Buying a Used Car from a Dealership

If you don’t know much about cars, then buying an older used vehicle can feel like a lottery. A lot can go wrong, but you hope that it doesn’t.  When buying from a licensed dealership, you can at least be comforted that there are built-in consumer protections, such as a statutory warranty and assurances that […]

How Long Does it take to be Approved for a Car Loan at a Dealership?

You can be approved for auto finance at a dealership within hours if you have a strong application and a competent in-house finance broker.  There are many variations to both of these elements that will determine the speed of approval.  Lenders can also vary in processing time. A big-4 bank is usually going to take […]